Social Security vs. Medicare
Posted: June 21, 2022
Social Security vs. MedicareSocial Security and Medicare are related. Many seniors begin receiving benefits from both at approximately the same time. However, they are two different programs administered by other federal agencies, which provide different benefits to older adults. What Is Social Security? Social Security was created to promote the economic security of Americans. It is administered by the Social Security Administration (SSA) and designed to pay continuing...
How to Avoid Medicare Penalties
Posted: June 6, 2022
How to Avoid Medicare PenaltiesMedicare charges late enrollment penalties that take some people by surprise. These penalties are designed to discourage older Americans from passing up Medicare coverage and possibly incurring high medical bills down the road. Take steps to avoid these penalties, so you do not have to pay higher Medicare premiums. What Penalties Does Medicare Impose? You end up paying more for Medicare if you enroll late...
How to Prepare For Your “Welcome to Medicare” Visit
Posted: May 21, 2022
How to Prepare For Your “Welcome to Medicare” VisitIf you are new to Medicare, you are embarking on a new phase in your healthcare journey. One of the first things you will do is schedule a “Welcome to Medicare” visit. Medicare covers this visit. When scheduling this first visit, ensure the medical provider you choose accepts Medicare. When you choose your Medicare plan, ensuring you will retain access to your usual doctor could...
How Do Medicare Advantage Plans Work?
Posted: January 21, 2022
How Do Medicare Advantage Plans Work?Medicare has four different parts -- Part A (hospitalization), Part B (healthcare services), Part C (Medicare Advantage Plans), and Part D (prescription drug coverage). Medicare Advantage Plans are an alternative to Original Medicare for Part A and Part B coverage. These plans are offered by private companies approved by Medicare and administered according to set Medicare rules. Because they work like private health insurance, Part...
5 Winter Safety Tips for Seniors
Posted: January 6, 2022
5 Winter Safety Tips for SeniorsIce, snow, and freezing temperatures can make life more challenging for seniors during the winter months. Slippery walkways and bone-chilling colds can lead to serious injuries and illnesses, particularly for older adults. These tips for winter can help keep seniors safe. Dress Warm to Prevent Hypothermia Hypothermia is a risk for older people living in regions with colder temperatures in winter. This condition occurs when...